License and Supervised By

S.E.C COMPANY REG NO.: 2024090167412-02
CERTIFICATE OF AUTHORITY COMPANY.: F-24-0087-54

AUTO LOAN

Loan Amount:

Loan Term: Up to 5 years

Payment Options: Cash, Credit card Payment, PDC(Post-Dated Check)

  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years
  • Minimum monthly income of P35,000.00

  • *These standards are subject to change at any time*

  • Bank authorization letter for verification
  • Two (2) Valid Government IDs
  • Documented Proof of Income
  • For Employed:
    • Company ID
    • COE (Certificate of Employment)
    • Latest 2 months pay slip or Latest ITR
  • For Self-Employed/Professional:
    • Latest Business/Mayor’s Permit
    • DTI/SEC Registration
    • Latest 3 months Bank Statement
    • Latest ITR with Audited Financial Statements
    • Trade References
  • Utility Bill (under your residential address)

CORPORATE LOAN

Loan Amount:

Loan Term: Up to 24 months

Loan Interest: 2% per month

Corporate Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years

  • *These standards are subject to change at any time*

  • Two (2) Valid Government IDs
  • Three (3) months Bank Statement
  • DTI Permit / SEC Registration
  • Latest Mayor’s Permit
  • Latest ITR with Audited Financial Statements
  • Utility Bill (under your residential address)
  • 6 Trade References (3 Clients and 3 Suppliers)

CORPORATE SALARY LOAN

Loan Amount: Up to P1,000,000

Loan Term: 12 to 36 months

Payment Options: Monthly Installments, Quarterly Installments

Corporate Salary Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 year
  • Minimum monthly income of P50,000.00

*These standards are subject to change at any time.

  • Government-issued ID (Passport, Driver’s License, SSS, etc.)
  • Business Registration Papers (DTI, Partnership and By-laws)
  • Business Mayor’s Permit or Barangay Permit
  • Proof of Income (Latest 4 months Bank Statements, Sales Records, or Financial Statements with ITR)
  • List of major suppliers, customers, banks, and creditors with contact details
  • Proof of Loan Purpose (Quotation, Bill of Material, etc.)
  • Utility Bill (with residential address)

FRANCHISE LOAN

Loan Term:

Payment Options:

Loan Amountm:

  • FL50 15,000 TO 50,000, (lowered to cover franchise with low capitalization)
  • FL150 50,001 TO 150,000
  • FL300 150,001 TO 300,000
  • FL1M 500,001 TO 1 MILLION
Note: 500,001K – 1 MM are subjected to deviation approval.

  • Two (2) Valid Government IDs
  • Three (3) months Bank Statement
  • DTI Permit / SEC Registration
  • Latest Mayor’s Permit
  • Latest ITR with Audited Financial Statements
  • Utility Bill (under your residential address)
  • 6 Trade References (3 Clients and 3 Suppliers)
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 year
  • *These standards are subject to change at any time.*

Franchise Loan

MERCATO LOAN

Loan Amount: 10,000 – 50,000.00 (Subject to deviation approval)

Loan Term: 30, 60, or 90 Days

Payment Options: Cash, G-Cash, PDC (Post-Dated Check)

Mercato Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years

*These standards are subject to change at any time.

  • Government-issued ID (Passport, Driver’s License, SSS, etc.)
  • Business Registration Papers (DTI, Partnership and By-laws)
  • Business Mayor’s Permit or Barangay Permit
  • Proof of Income (Latest 4 months Bank Statements, Sales Records, or Financial Statements with ITR)
  • List of major suppliers, customers, banks, and creditors with contact details
  • Proof of Loan Purpose (Quotation, Bill of Material, etc.)
  • Utility Bill (with residential address)

MICRO LOAN

Loan Amount: P50,000-P300,000 (Subject to deviation approval)

Loan Term: 3, 6, 8, or 12 Months

Payment Options: Cash, G-Cash, PDC (Post-Dated Check)

Micro Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years

*These standards are subject to change at any time.

  • Government-issued ID (Passport, Driver’s License, SSS, etc.)
  • Business Registration Papers (DTI, Partnership and By-laws)
  • Business Mayor’s Permit or Barangay Permit
  • Proof of Income (Latest 4 months Bank Statements, Sales Records, or Financial Statements with ITR)
  • List of major suppliers, customers, banks, and creditors with contact details
  • Proof of Loan Purpose (Quotation, Bill of Material, etc.)
  • Utility Bill (with residential address)

MOBILE/GADGET LOAN

Loan Amount: 10,000 – 50,000.00 (Subject to deviation approval)

Loan Term: 30, 60, or 90 Days

Payment Options: Cash, G-Cash, PDC (Post-Dated Check)

Mobile/Gadget Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years
  • Minimum monthly income of P35,000

*These standards are subject to change at any time.

  • Government-issued ID (Passport, Driver’s License, SSS, etc.)
  • Business Registration Papers (DTI, Partnership and By-laws)
  • Business Mayor’s Permit or Barangay Permit
  • Proof of Income (Latest 4 months Bank Statements, Sales Records, or Financial Statements with ITR)
  • List of major suppliers, customers, banks, and creditors with contact details
  • Proof of Loan Purpose (Quotation, Bill of Material, etc.)
  • Utility Bill (with residential address)

MOTORCYCLE LOAN

Loan Amount:

Loan Term: Up to 3 years

Interest Rate: 2%

Payment Options: Cash, G-Cash, PDC (Post-Dated Check)

Motorcycle Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years
  • Minimum monthly income of P35,000.00

*These standards are subject to change at any time.

  • Duly accomplished and signed Motorcycle Loan Application Form with Privacy and Consent Notice
  • Photocopy of any acceptable and signature-bearing valid ID (e.g., National ID, SSS, Driver’s License, Passport, etc.)
  • Proof of Income:
    • For Employed:
      • Photocopy of Company ID (front and back) with specimen signature
      • One-month pay slip or Certificate of Employment with position, tenure, and compensation
    • For Self-Employed:
      • Photocopy of Business Registration or Barangay Certificate or other permits issued by the Local Government Units
      • Three months latest Bank Statements
    • For OFW/Beneficiaries:
      • Proof of remittance for the past three months
      • Latest POEA Contract
    • For TODA Operators and Drivers:
      • Operators: Copy of MTOP/Franchise or other permit issued by the LGU
      • Drivers: TODA Certificate issued by the TODA association or other permit issued by the LGU

SME LOAN

Loan Amount: 50,000 – 1 Million (Secured Loan)

Loan Term: 2% Add-on Interest per Month

Interest Rate: 2%

Payment Options: PDC (Post-Dated Check)

SME Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years

*These standards are subject to change at any time.

  • Government-issued ID (Passport, Driver’s License, SSS, etc.)
  • Business Registration Papers (DTI, Partnership and By-laws)
  • Business Mayor’s Permit or Barangay Permit
  • Proof of Income (Latest 4 months Bank Statements, Sales Records, or Financial Statements with ITR)
  • List of major suppliers, customers, banks, and creditors with contact details
  • Proof of Loan Purpose (Quotation, Bill of Material, etc.)
  • Utility Bill (with residential address)

TENANT LOAN

Loan Term and Payment Options:

Loan Amount:
•TL50 10,000 TO 50,001
• TL150 50,001 TO 150,000
• TL300 150,001 TO 300,000
• TL2M 300,001 TO 2 MILLION

*1MM-2MM are subjected to deviation approval.

Tenant Loan
  • Processing Fee: 3% of Approved Loan Amount
  • Notarial Fee: P400
  • Documentary Stamp Tax: Approval Loan Amount / 200 * 1.5
  • Late Payment Fee: P1,500 or 15% of amortization (whichever is higher)
  • Filipino Citizen, aged 21-65
  • Registered Business for at least 1 years

*These standards are subject to change at any time.

  • Two (2) Valid Government IDs
  • Three (3) months Bank Statement
  • DTI Permit / SEC Registration
  • Latest Mayor’s Permit
  • Latest ITR with Audited Financial Statements
  • Utility Bill (under your residential address)
  • 6 Trade References (3 Clients and 3 Suppliers)

Getting a Business Loan is Easy

A quick & transparent process.

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Loan Application

Fill in a short application form with your business details

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Evaluation

We use multiple data sources to evaluate you quickly and fairly

Loan Approval

We assess your application promptly to determine eligibility

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Loan Offer & Disbursement

We aim to disburse funding within 1 day after approval

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